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3(16) Consultant

401K Safe

(Remote)

3(16) Consultant
Remote

*No prior 3(16) experience is required to apply for this role*

Are you an experienced DC Retirement Plan expert?  Do you have a “pension” for numbers?  Does digging into new regulations and/or guiding clients through the retirement plan administration process make you giddy? Do you enjoy being the subject matter expert and ensuring the absolute highest standards of fiduciary administration for clients? If the answer to any of these questions is “yes” or “Hmmm that sounds interesting”, then you need to explore this opportunity to join our team. 

We are seeking a 3(16) Consultant. As a key member of our team, you will play a critical role in delivering exceptional service to our clients and referral partners, guiding them through the retirement plan process and serving as their trusted partner year-in, year-out. 401K Safe is in the early stages of building an exceptional 3(16) business and is looking for a high-quality, motivated, and excellent 3(16) Consultant to service existing and new clients. Join us and help create the best work environment in the industry, as we believe that's the only way to deliver the best service to our clients and partners.

This role combines deep technical expertise with client-facing leadership. The 3(16) Consultant serves as the primary owner of the client relationship for an assigned book of retirement plans while leading internal team members to deliver a consistent, high-quality service experience.

What Will You Do?

• Lead a dedicated service pod as the primary owner and strategic point of contact for an assigned book of business.
• Routinely and professionally interface with clients, financial advisors, and recordkeepers. Drive client satisfaction, retention, and overall service outcomes for your portfolio
• Lead and mentor administrators supporting your book of business, providing direction on priorities, reviewing work for quality and accuracy, and ensuring service standards and timelines are consistently met across facets like payroll, contributions, enrollments, distributions, and more.
• Approve loans, distributions, and hardships where applicable
• Lead client meetings, plan reviews, and fiduciary discussions with confidence, translating complex regulatory topics into clear, actionable guidance.
• Act as the escalation point for complex service issues, coordinating across internal teams to resolve challenges quickly and professionally.
• Monitor overall health of assigned plans, identifying risks or service gaps and proactively addressing them.
• Review annual plan valuation reports for defined contribution plans, interpreting and reviewing their plan documents and tracking/reviewing various pieces of data
• Analyze and review compliance and non-discrimination testing (e.g. 401(a)(4), 410(b), 414(s), 402(g), 415, etc.), and IRS forms such as 5500s and more
• Translate technical compliance outcomes into strategic guidance for plan sponsors, helping them understand implications and next steps
• Participate and manage the new client set up process, including significant involvement on plan conversions
• Ensure all regulatory deadlines, notices, and enrollments are met throughout the year
• Review plan document amendments and ensure all executed copies have been received
• Actively contribute to internal documentation for procedures, checklists, and training resources.
• Collaborate closely with the 3(16) Compliance Manager to improve internal workflows, develop scalable processes, and elevate the overall client service model
• Serve as a resource for plan sponsors going through various mergers and acquisitions processes

What Do You Bring to Us?

Intangibles:

• You take ownership of client relationships and naturally step into a leadership role — both externally with clients and internally with teammates.
• You are detail-oriented and committed to exceptional accuracy, while still maintaining a big-picture view of client relationships and service delivery.
• You are comfortable making judgment calls, leading difficult client conversations, and taking accountability for outcomes within your book of business.
• You thrive in a growing environment where processes are evolving and are excited to help shape how we scale our service model.
• You have no problem getting in the weeds to fully understand a problem and troubleshoot, but can elevate yourself and build process and structure to ensure the problem does not recur.
• You have a burning desire to provide exceptional customer service and know what matters most to plan sponsors, advisors, and recordkeepers
• You love empowering team members and training them to allow you to delegate and elevate up to your highest and best use

Background and experience:

• 7 - 10 years of experience in defined contribution plan administration and/or 3(16) compliance work
• Leadership experience with team members preferred - even if it was unofficial.
• Knowledge of key fiduciary responsibilities and duties
• Familiarity with industry tools such as PensionPro, plan recordkeeping systems, and plan document systems
• Experience training others or creating documentation/process guides.
• Clear communicator, strong follow-through, and highly organized.
• Comfortable handling sensitive information with professionalism and discretion.

What Can We Offer You?

• Opportunity to be a valued member with significant leadership exposure at a highly ambitious 3(16) firm.
• Competitive base salary and bonus structure commensurate with experience and skills, with ample opportunities for career advancement.
• Employer-paid monthly premiums for health insurance, along with employee-paid options for dental, vision, and living benefits.
• Career and growth opportunities for team members looking to advance, with paid-for continuing education and conference attendance.
• Generous vacation and sick leave, starting with up to 16 days of paid time off in the first year and increasing with tenure.
• Paid Company holidays throughout the year.
• Non-elective 401k plan.
• Continuity of employment, as we are committed to remaining independent and not being sold.

Where Will You Work?

• The position is open to exceptional remote candidates.

At 401K Safe, we recognize that our team members are our greatest asset, and we are dedicated to empowering you through professional development and a healthy work-life balance. We celebrate your success and are actively expanding internal growth opportunities, allowing you to build a rewarding career with us.

If you are excited about this role and ready to join us, we invite you to apply through our link below.

How to Apply

Apply Now

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